Terms & Conditions

1. Acceptance of Terms

By accessing or using Teams Mart, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, along with our Privacy Policy.

2. Services Provided

Teams Mart is a payment aggregator that enables businesses to accept and process payments securely. We facilitate transactions between merchants and customers through multiple payment methods.

3. User Accounts

• To use our services, you must create an account with accurate and up-to-date information.

• You are responsible for maintaining the security of your account credentials.

• Any unauthorized use of your account must be reported immediately.

4. Payment Processing & Fees

• Teams Mart charges a transaction fee based on the selected payment method. Fees are subject to change with prior notice.

• Payouts are processed as per the settlement schedule stated in your account dashboard.

• Chargebacks and disputes will be handled as per our dispute resolution policy.

5. Prohibited Activities

You agree not to use Teams Mart for any illegal, fraudulent, or unauthorized activities, including but not limited to:

• Money laundering or terrorist financing.

• Selling prohibited goods or services.

• Attempting to bypass our security measures.

6. Liability & Disclaimers

• Teams Mart is not responsible for any losses due to technical issues, third-party service failures, or user errors.

• We do not guarantee uninterrupted service but strive to ensure minimal downtime.

• Your use of our services is at your own risk.

7. Termination & Suspension

We reserve the right to suspend or terminate your account if you violate these terms or engage in suspicious activities. Any pending funds may be withheld until the matter is resolved.

8. Changes to Terms

Teams Mart reserves the right to modify these Terms and Conditions at any time. We will notify users of significant changes via email or platform announcements.

9. Governing Law

These Terms and Conditions shall be governed by the laws of Pakistan. Any disputes shall be resolved in the courts of Islamabad.

10. Contact Information

For any questions regarding these terms, please contact us:

• Email: support@teamsmartz.com

• Phone: +92 342 9647883

• Address: Suite 402, Blue Area Plaza, Jinnah Avenue, Blue Area, Islamabad, Pakistan

By continuing to use Teams Mart, you acknowledge and agree to these Terms and Conditions.